About Speedy Money
We help working Canadians borrow small — $25 to $350 — without the hassle, the pressure, or a loan bigger than they need.
Speedy Money is a free loan‑matching service for small, short‑term amounts. Most lenders aren’t interested in a $50 or $100 loan — the amounts are too small to bother with. We exist to fill that gap: we connect Canadians who need a genuinely small advance with licensed lenders that actually fund micro amounts, quickly and transparently.
What we do
We are not a lender. Speedy Money is a referral service. You tell us how much you need ($25–$350), your province, and your employment income; we match you with a licensed Canadian lender; and the lender shows you the full cost of borrowing before you sign anything. You’re never obligated to accept an offer, and getting matched doesn’t affect your credit score.
Why we focus on small loans
- Borrow only what you need. A $100 problem doesn’t need a $5,000 loan you’ll pay interest on for months.
- Lower total cost. Small amounts over short terms keep the dollar cost of borrowing low.
- Faster funding. Micro loans are simple to approve, so they fund fast — often the same day.
- Honest and judgment‑free. We explain costs plainly and never promise “guaranteed approval”.
How Speedy Money makes money
Speedy Money is free for you to use. When we successfully match you with a lender, that lender pays us a referral fee. That’s it — we don’t charge applicants, and the fee never changes the rate or terms you’re offered. We think transparency about how we’re paid is part of being trustworthy.
Responsible borrowing
Small loans are a tool, not a habit. We encourage every borrower to take only what they can comfortably repay on their next payday, and we point out lower‑cost alternatives — an employer pay advance, a credit‑union small loan, or building a small emergency buffer — throughout our guides. All loans through our network follow Canada’s cost‑of‑borrowing laws, including the federal 35% APR criminal interest rate cap. Learn more from the Financial Consumer Agency of Canada.
Why choose Speedy Money?
People choose Speedy Money because we do one thing well: genuinely small loans, fast. Speedy Money never charges you to get matched, we only work with licensed Canadian lenders, and we show the full cost of borrowing up front. If you want a small amount without the pressure to borrow more, Speedy Money is built for exactly that.
Who writes for us
Speedy Money is a free loan‑matching and referral service, not a lender, broker, or financial adviser. We do not make credit decisions or guarantee approval. Loans are provided by independent licensed Canadian lenders whose rates, fees, and terms vary and are governed by Canada’s cost‑of‑borrowing laws. Speedy Money matches Canadians with full‑time or part‑time employment income only.